Napoleon Hill Lesson 15: Budget your Time and Money

“Inventory yourself and your activities. Intelligently balance your use of time and resources, both business and personal. Inventory yourself and your activities. Intelligently balance your use of time and resources, both business and personal.” Napoleon Hill

Money is not the main asset in life, time is, so I will discuss time and using it well in this last installment on the teachings of Napoleon Hill.  I have always heard that time is money.  You can turn time into money, but you cannot turn money into time.  I think a more accurate phrase would be that time is life.

Interesting thing about time is that if you are without it, you become stressed. Yet with a lot of time on your hands and you become bored.

Time follows certain rules. We cannot change or break them

  1. We all have a limited amount of time on this earth.
  2. Once an hour is gone, we can never get it back.
  3. We can leverage our time.
  4. We can invest our time.
  5. We can give our time to others.
  6. You can make the most of your time.

The hard truth is that your time is limited. You never know when your time will end. However, one thing is for sure, you can make the most of the time that you have.

Enjoy what life has to offer. Remember that we are just passers-by in this world we call life and can make the most of our precious time by developing the habits that Napoleon Hill outlines in his 17th and final of the Principles of Personal Achievement.

Lesson 17: Habits
Developing and establishing positive habits leads to peace of mind, health and financial security. You are where you are because of your established habits and thoughts and deeds.” Napoleon Hill

My hope is that my discussion of Napoleon Hill’s principles has stimulated new habits and a more positive outlook in your life.  If one of these principles has had an effect on your life please comment and let me know.


Phil is one of only one thousand leaders worldwide (representing nearly 100 countries) to be trained and certified by John C. Maxwell & his team, as part of the founder’s circle of coaches, speakers and teachers.
He is an experienced leader who brings a passionate, positive approach to developing people, driving sales through delivering outstanding customer service. Phil can bring training on leadership, service and personal growth to your organization.
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